The expiry date of the one-way overseas travel insurance product: The Insured arrive at the destination airport and get his luggages. The expiry date of the two-way overseas travel insurance product: Pursuant to the Insurance Clause, the insurance policy shall expire on the following dates, whichever occurs earlier: The expiry date of the policy period as specified in the insurance policy; The date when the Insured returns to his habitual residence directly from the overseas destination; or The date when the Insured returns to his habitual workplace in China directly from the overseas destination.